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F.A.Q.s

Q: What if I have bad credit?
A: Your Company specializes in loans for people with all kinds of credit. We are not like the typical bank that is only willing to lend to people with a perfect credit profile. Even though we want to help everyone who applies, there are some circumstances that may prevent us from being able to approve a loan. We do our best to find a way to help you whenever possible.

Q: What if I only need to borrow money for a short time?
A: That is a perfect fit for Your Company. We only charge you interest for the amount of time you need the money, so if you only need money for 3 days, you only pay 3 days of interest. There are never any up front fees. This is a much better deal than a payday loan where you would pay the same up-front fee for 3 days that you would pay for 14 days!

Q: Does Your Company run a credit report?
A: No. We are not looking for perfect credit or a particular credit score, but we do want to make sure that we are lending responsibly and protecting all parties involved from fraud.

Q: How long does it take to get a loan?
A: Normally we can process a loan normally in less than 5 minutes.

Q: How much can I borrow?
A: Each customer situation is different and the actual amount that we can lend can only be determined by fully processing the loan application, but we do make every effort to get you the amount that you request.

Q: Does my credit line ever increase?
A: Absolutely! As your income situation improves and as you develop a good payment history your credit line will increase.

Q: What are your interest rates?
A: Your Company has very competitive interest rates. We comply with all state and federal laws. We guarantee to beat the rate of any "Payday Loan Company" in your area.

Q: Do I have to fill out a new application every time I want to take out a loan?
A: No, after you've established your credit line with us, all that you have to do is bring in your most recent paycheck stub and we can process you new loan in minutes.